FAQ

We offer a wide range of residential and investment property loans, including conventional, non-QM, bank statement loans, asset-based loans, and more. Our specialty is working with self-employed individuals, real estate investors, and clients with unique income situations.

Absolutely. We work with clients who provide alternative documentation such as 12-month bank statements, profit and loss (P&L) statements signed by a tax preparer, or other proof of income sources.

Our founder has over 40 years of experience in the lending industry, and we’ve helped thousands of clients secure financing that fits their needs and circumstances.

That’s exactly where we come in. We specialize in finding solutions when traditional banks or lenders can’t help. Our flexible programs and customized approach often make financing possible, even in challenging cases.

It depends on your situation, but commonly accepted forms include:

  • W2s and two months of pay stubs
  • Two years of tax returns
  • 12 months of bank statements showing deposits
  • Signed P&L statement by a tax preparer
  • Proof of liquid assets, cash, or investments

In many cases, we can issue a pre-approval within 24–48 hours once your documents are received. The full funding process depends on the loan type but is typically much faster than with traditional institutions.

Yes, we work with a wide range of real estate investors and offer DSCR loans and other investor-friendly options. Whether you’re buying your first rental or expanding your portfolio, we have solutions that work.

Yes, we provide refinancing for both primary residences and investment properties. Whether you're looking to pull out equity, lower your rate, or consolidate debt, we can help.

Not necessarily. We look at the full picture — including income, assets, and property value. Our alternative programs are often more flexible when it comes to credit score requirements.

It’s easy. Just contact us through our website or give us a call. We’ll schedule a consultation to understand your needs, review your financial situation, and guide you step-by-step through the process.

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