The ITIN loan program is available for individuals who don’t have a Social Security number but have an Individual Taxpayer Identification Number (ITIN). With a minimum FICO score of 640, this loan allows for up to 85% LTV and loan amounts as high as $1.5 million. If you're a resident in the U.S. but lack a Social Security number, this program provides an opportunity to secure a mortgage based on your ITIN.

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